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E-mail
2881930832@qq.com
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Phone
18721098078
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Address
2nd Floor, Building 2, No. 253 Yulu Road, Jiading District, Shanghai
Ankerui Electric Co., Ltd
Ankerui Bank Smart Electricity Monitoring Platform: Building an Intelligent Center for Electrical Safety and Energy Efficiency Management in the Financial Industry
Date: 2025-05-26Read: 2
Abstract
Driven by the dual goals of digital transformation and "dual carbon" in the financial industry, banks have put forward higher requirements for the safety, energy efficiency, and intelligent management of the power system. Ankerui Bank's smart electricity monitoring platform is based on IoT, big data, and artificial intelligence technologies, and has built a comprehensive solution covering electrical safety monitoring, energy efficiency optimization, and intelligent operation and maintenance. This article conducts research from the dimensions of platform design background, technical architecture, core functions, innovative applications, and practical value, aiming to provide a reference path for the intelligent upgrading of electrical systems in the financial industry.
1、 Design background: Pain points and opportunities of electricity management in the financial industry
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Industry security risks are intensifying
Bank branches are widely distributed and have dense electrical equipment, making it difficult for traditional manual inspections to capture electrical hazards in real time (such as line aging, overload, leakage, etc.), resulting in frequent electrical fire accidents. According to statistics, in 2022, electrical fires in financial institutions nationwide accounted for 38%, with direct economic losses exceeding 100 million yuan. -
Extensive energy efficiency management and cost pressure
The complex types of electrical equipment used in banks, such as UPS, air conditioning, ATM machines, etc., lack refined energy consumption analysis methods, resulting in serious energy waste. At the same time, the market-oriented reform of electricity prices and the "dual carbon" target have forced banks to optimize energy efficiency and reduce carbon emission costs. -
Digital Transformation and Policy Driven
The Financial Technology Development Plan (2022-2025) explicitly requires financial institutions to improve their intelligent operation and maintenance capabilities, while the National Emergency System Plan for the 14th Five Year Plan emphasizes the mandatory monitoring of electrical safety. At the technical level, the maturity of the Internet of Things (IoT) and edge computing has provided a technical base for the intellectualization of the bank's electrical system.
2、 Platform architecture design: intelligent management of the entire chain
The Ankerui platform adopts a four layer architecture of "end edge cloud use" to achieve closed-loop management of data collection, transmission, analysis, and decision-making (Figure 1).
1. Perception layer: multi-source data fusion collection
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Intelligent terminal deployment: Install smart meters, residual current transformers, temperature sensors, fault arc detectors, etc. at distribution cabinets, branch circuits, and key equipment to collect over 200 real-time parameters such as voltage, current, power factor, harmonics, and cable temperature.
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Wireless communication technology: Supports low-power wide area network (LPWAN) technologies such as LoRaWAN, NB IoT, 4G, etc., solving the problems of scattered bank branches and difficult wiring, and reducing deployment costs by 40%.
2. Network layer: edge computing and cloud collaboration
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Edge computing gateway: built-in AI algorithm to realize data cleaning, local alarm threshold judgment and equipment linkage control (such as automatic power cut off in case of overload), and response time<100ms.
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Hybrid cloud architecture: supports private deployment (meeting financial data security requirements) and SaaS mode (suitable for small and medium-sized banks), and data encryption transmission complies with the Equal Protection 2.0 standard.
3 Application layer: Scene based functional module
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Safe use of electricity: Real time monitoring of residual current and temperature anomalies, linked video monitoring to locate hidden danger points, supporting SMS APP、 Sound and light multi-level alarm.
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Energy efficiency management: Generate energy consumption heat maps by region and equipment type, automatically generate a Carbon Emission Verification Report, and integrate with the bank's ESG disclosure system.
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Intelligent operation and maintenance: Based on the work order dispatch algorithm, optimize the inspection path, support AR remote guidance for maintenance, and shorten the fault repair time by 60%.
3、 Ankerui Bank Security Electricity Platform
Ankerui Banking Security Electricity Cloud Platform can be accessed through a browser APP、 Access all software functions through WeChat applet, WeChat official account, etc. The platform is capable of real-time monitoring and data analysis of voltage, current, temperature, and other parameters. It can also be connected to other sensors such as smoke detectors, cameras, and faulty arcs. Provide warnings for overvoltage, overload, overcurrent, overtemperature, undervoltage, equipment disconnection, and other situations in the protected circuit. After an alarm occurs, the system can remind relevant personnel through SMS, email, APP push, WeChat applet push, WeChat official account push, nailing push, voice outbound call, voice broadcast notice, etc; The system is able to perform statistical analysis, ranking, and other functions on collected data, and has implemented closed-loop operations for alarm processing. The platform can conduct big data analysis and generate user reports for corresponding projects, providing a basis and reference for leaders to formulate electrical safety rectification plans and energy conservation plans. The platform has the following functions
1) Data monitoring
According to the characteristics of the bank, the circuit is divided into five types: 24-hour circuit power consumption, 8-hour working circuit power consumption, 24-hour UPS/8-hour UPS circuit power consumption, and timed circuit power consumption.
For 24-hour power circuits, such as ATM machines and cameras, continuous uninterrupted operation is required to monitor for abnormal power outages.
For 8-hour and timed circuits, the commuting time can be set to determine the working status of the circuit. During working hours, when the following problems occur during working conditions, an alarm should be triggered: leakage exceeding the limit, overheating, overvoltage, undervoltage, overcurrent, overload (power), fault arc alarm, input signal action, and temperature and humidity signal exceeding the limit. After work, when the monitoring circuit is still powered on and not in working condition, there will be an alarm reminder for power on after work. Considering overtime or temporary adjustment of time, corresponding delay time can be set. The commuting time can also be set according to the needs of each branch. For each circuit, real-time electrical parameters, commuting status, and circuit status can be viewed. Regarding the possible restriction of external network connection, smoke detectors, and access control by banks, alarms can be triggered through switch values
2) Real time monitoring
The distribution diagram displays the switch status, current, and other operating status and information of each circuit, and supports detailed operation parameter queries such as voltage, current, power, and extreme values.
3) Electric parameter report
On the electric parameter report page, users can view the electric parameter reports of devices in various areas. They can switch the time and adjust the electric parameter display to view the real-time values of specified collection interval operating parameters and electric energy meter reading, as well as the statistics of large, small, and average values. Data export is also supported.
4) Hazard management
Hazard management includes functions such as hazard inspection, hazard distribution, hazard handling, and hazard recording. From alarm query, dispatch, processing, to viewing process. Form a closed loop to facilitate customer tracking of the entire process.
The hazard analysis page displays the number of project alarms, data from the same period, and trends. The page also allows for daily, monthly, and yearly queries on hazard records, presenting hazards under associated projects in the form of curves and charts, and ranking each project hazard based on hazard ratings
5) Energy consumption page
Energy consumption analysis includes energy consumption overview, year-on-year analysis, month on month analysis, energy consumption report, compound rate report, and electricity report functions.
The energy consumption overview can be viewed, including the electricity consumption situation for this month and this year, and can display corresponding month on month information. It can also view the peak electricity consumption compared to yesterday, as shown in the figure.
You can view the energy consumption and year-on-year energy consumption of each month year by year, and display them in the form of curves and reports, as shown in the figure.
Month on month analysis can view energy consumption and corresponding month on month energy consumption on a daily, weekly, monthly, and quarterly basis, and display them in the form of curves and reports, as shown in the figure.
The energy consumption report can be viewed in various ways such as daily, weekly, monthly, quarterly, yearly, and customized for each detector, as shown in the figure.
The compound rate report displays the peak, off peak, off peak, and off peak electricity consumption and electricity amount of detectors by week, month, quarter, and year, as shown in the figure.
The energy report page allows users to view device energy report data. Users can select a time period to view the energy consumption of the device, or select two time periods separately to view the energy consumption of the same device in different time periods, as shown in the figure. It also supports data export.
6) Power quality
Power quality includes functions such as harmonic monitoring and three-phase imbalance.
Harmonic monitoring meets the online harmonic spectrum analysis of voltage and current in incoming lines, high-power rectification equipment, frequency conversion equipment, photovoltaic power generation output, etc. It supports daily, monthly, and yearly report summary of harmonics, or custom time period query function to analyze harmonic distortion rate and various harmonic content rates, as shown in the figure.
The three-phase unbalance degree includes the three-phase voltage unbalance degree and the three-phase current unbalance degree. It supports viewing the curve graph of the three-phase current and three-phase voltage for the current day, and corresponding to the unbalance degree of the three-phase current and three-phase voltage, as shown in the figure.
7) Operation and maintenance management
Operation and maintenance management includes functions such as inspection plans, inspection records, and equipment communication status.
Click on the inspection plan in the menu to enter the corresponding page, view the relevant inspection plan work order, switch dates to query the data to be previewed, and support adding, modifying, and deleting inspection plans.
Inspection records support viewing of relevant inspections, as shown in the figure.
The defect record page displays the existing defect records, including defect description, defect status, defect level, processing suggestions, project name, area location, discovery time, responsible person, executor, defect elimination deadline, etc. It also records the defect information of various fire-fighting equipment and facilities, as shown in the figure.
The inspection trajectory page displays the inspection routes of the operation and maintenance personnel. Users can select the relevant personnel under the project and then query the selected time period to find the inspection routes of the operation and maintenance personnel, as shown in the figure.
The training record page displays the training content under the associated project, and users can see the completion status of the training record, as shown in the figure.
You can also click the view button to pop up the reading interface and complete the reading within the specified time, as shown in the figure.
By manually specifying the exam content through training, users can create exam records based on the exam content.
By querying the project, detector ID, and the device to be queried, the communication status data of the devices under the existing project is summarized and listed, including displaying the current communication status of the devices, as shown in the figure.
The analysis report filters and generates report summaries, statistical lists, equipment medical examination summaries, alarm cause analysis based on user specified cycles, projects, time periods, etc. It supports printing function.
8) Mobile APP
The bank's secure electricity management cloud platform supports Android and iOS system apps, making it convenient to perform project queries, alarm and fault queries, real-time monitoring data queries, reset and control operations, detailed detector information queries, and other functions.
6 Product selection plan
| model | Product photos | function |
| ABEM100A series |
| Real time monitoring of electrical parameters of 5 three-phase circuits (including residual current, temperature, current, voltage, power, energy, etc.), displayed on the touch screen, with backup power able to maintain operation for ≥ 3 hours. Circuit settings (8-hour mains circuit, 8-hour UPS circuit, 24-hour mains circuit, 24-hour UPS circuit, and timed circuit) and commuting mode settings can be performed, as well as 4G wireless or Ethernet communication. Can be connected to external sensors such as smoke detectors, water immersion sensors, temperature and humidity sensors, and fault arc sensors. |
| AAFD series |
| The fault arc detector (hereinafter referred to as the detector) effectively detects fault arcs (including fault parallel arcs and fault series arcs) in the access line. When a fault arc that causes a fire is detected in the line, an on-site sound and light alarm can be triggered, and the alarm information can be transmitted to the upper monitoring equipment to achieve the purpose of early warning of the occurrence of a fire. |
| ASCP series |
| The code name for Ankerui Electric's fire-resistant current limiting protector is ASCP, with multiple models and specifications. It can monitor fault information such as circuit short circuit, overload, overvoltage, etc. When a short circuit fault occurs, it can quickly disconnect in microseconds to prevent arc sparks and avoid electrical fires. |
| ARCM310 series |
| ARCM310 Smart Electricity Online Monitoring Device (hereinafter referred to as the device) is an intelligent power device designed for TT and TN systems below 0.4kV. It has single-phase AC measurement, leakage monitoring, temperature monitoring, internal control opening and closing, and RS485 communication or GPRS wireless communication functions. It monitors and manages fire hazard parameters such as residual current and wire temperature in the distribution circuit. |
| ARCM300-Z-4G |
| Used to detect electrical parameters such as residual current and temperature in TN-C-S, TN-S, and local TT systems, in order to prevent the occurrence of electrical fires. |
| AKH-0.66 |
| Measurement type transformer, collecting AC current signals |
| AKH-0.66/L |
| Residual current transformer, collecting residual current signals |
| ARCM-NTC |
| Temperature sensor, collecting cable or distribution box temperature |
7 Conclusion
This article elaborates on the current situation and existing problems of safe electricity use in banks from the perspectives of usage issues, maintenance issues, quality issues, external strong interference, and management issues. Solutions for safe electricity use in banks are proposed, and a "Bank Smart Electricity Monitoring Platform" is established. The article also proposes the application of the "Bank Smart Electricity Monitoring Platform" in three scenarios: electricity management for bank branches, office buildings, and self-service banks. It has demonstrated and played a role in the widespread application of secure electricity monitoring in future banks.